New Generation Loan Program

First Ag Credit offers years of experience in the evaluation of agricultural credit. We understand that agriculture is the backbone of the global economy, and we are proud to offer specialized loan programs promoting the future of agriculture. We are eager to encourage lifelong lending relationships with young and beginning farmers and ranchers to accommodate their financial needs.

Specialized Loan Package for:

  • Farmers, ranchers, producers or harvesters to buy land and begin or continue an operation in the agricultural or aquatic field.

Loan Terms:

  • A possible rate reduction and lower equity requirements for those who qualify under this program.

Eligible borrowers are farmers, ranchers or aquatic producers who:

  • Are 35 years old or younger,
  • Have 10 years or less farming, ranching or aquatic experience,
  • Normally generate less than $250,000 in annual gross sales of agricultural or aquatic products.

What are the Added Benefits of a loan from First Ag Credit?

Learn about our Voluntary Advance Payment Accounts and Cash Patronage Distribution.


Use our Loan Calculator and start a Loan Application today.

We've been in lending for almost a century, so whether you're hunting for some recreational land or a new home, set your sights on us. We believe in being as diverse as Texas itself, after all, we're Texan, too.